Exclusive: Insurance firms deny discrimination, with 7/7 victim among those turned down

  • Case studies: ‘I didn’t know why I’d been declined’

Insurers have been accused of depriving access to life insurance and other kinds of cover to people with depression and anxiety, even for physical conditions unrelated to their mental health.

People who have suffered even mild mental health conditions or one-off episodes say they have been refused life insurance altogether, aggravating their financial insecurity.

Related: I haven’t had a mental health problem for 40 years, but I’m still toxic to insurers | Laura Marcus

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Read full article on theguardian.com


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Mental health is a level of psychological well-being, or an absence of a mental disorder; it is the "psychological state of someone who is functioning at a satisfactory level of emotional and behavioral adjustment".